Business Banking
Your goals and your dreams are worthy of our respect and our admiration and certainly…our time.
Business Accounts and Business Loans
At Carolina Foothills we’ve been serving both the consumer and small businesses since our inception. We’ll work side by side with our small business owners to meet their financial needs in affordable ways.
We tailor our member business loans and accounts to suit the individual business needs. We also have a Business VISA® Credit Card that includes Scorecard Rewards, just like our consumer credit card.
Whether you are a lawn care business needing a new tractor or a retail store looking to expand, we can help. Contact Skyler Jackson by phone or email to discuss how we can help you with all your business needs.
Small Organization Checking
Non-profits and other small organizations can take advantage of this account with no monthly fee and no minimum balance.
Service Costs
Coin Issued: $0.07 per roll
Currency Issued: $0.70 per $1,000
Currency Deposits: (in excess of $10,000 per month) $1.00 per $1,000
Night Drop: (first 12 free) then $2.00 per drop
Currency Bag with Keys: $15.00
Small Business Checking
Custom built for organizations that have few monthly transactions like sole proprietorships or HOAs.
$10 monthly fee
$100 to open
A combined total of 100 checks & deposit transactions per billing cycle, ACH items are unlimited, $0.25 fee per excess
$300 average balance to waive fee
Interest-bearing on balances over $1,000
Regular Business Checking
Designed for businesses that expect to have more monthly transactions, such as small offices or self-employed service providers.
$15 monthly fee
$500 to open
A combined total of 500 checks and deposit transactions per billing cycle, ACH items are unlimited, $0.25 fee per excess
$2,500 average balance to waive fee
Interest-bearing on balances over $1,000
Business Growth Checking
For businesses with a high volume of banking transactions such as hair salons or retail stores.
$20 monthly fee
$1,000 to open
Unlimited checks, deposits, and ACH items
$5,000 average balance to waive fee
Interest-bearing on balances over $1,000
Micro-Business Lending
Every “big business” begins as a small business. Here at Carolina Foothills Federal Credit Union we believe that healthy small businesses have a big impact on our local economy. It is the small business owner that is in their community, day in and day out, providing quality and compassion in addition to their business product or service.
That’s why we offer our business members affordable loan products and deposit services that are just right at each stage of growth.
And if you need a little help to get your business to the next level, we offer in-house business coaching. Our knowledgeable staff have years of experience guiding people just like you from planning to launch, and from where you are to the next level. Just give us a call.
Contact Scott Whelchel by phone or email to discuss how we can help you with all your micro-business needs.
“I love it that y’all located a branch in the Northside. I love that you give community grants. These are two big reasons why we chose to open our business account at Carolina Foothills.” - Alissa
Business Loans
Being your own boss has never been so easy. Carolina Foothills business loans help put you in control. Whether you’re thinking of a start-up or want to upgrade your current business, we’ve got you covered.
Loans secured by life insurance cash surrender value
Share Secured Loans
Loans secured by stocks
Business Credit Cards (max. $50,000)
Micro-Commercial Loans (max. $15,000)
Types of Business Loans
Commercial Real Estate Loans
Equipment Loans
Business-Use Vehicle Loans
Accounts Receivable & Inventory
Unsecured Business Loans
Business purpose loans secured by primary residence