Carolina Foothills Federal Credit Union

Safe. Secure. And at your fingertips.

It’s all about keeping your money safe, while still being convenient and accessible. That’s why we offer the latest checking products with lots of built-in protections – along with services and rewards that let you know how much we appreciate you.

Secure Rewards Checking Benefits

Designed to enhance your personal security, help protect your family and save you time and money! Use us as your primary financial institution and GET THIS CHECKING TOTALLY FREE!

Take a look at these great benefits:

  • Free VISA Debit Card with added security EMV chip
  • Your choice of statement delivery
  • Free Online Banking/Bill Pay/Mobile App/Mobile Deposit features
  • Free Checks (1 free box per year)
  • NO Minimum balance requirement
  • Overdraft Protection available
  • Up to $10,000.00 Accidental Death and Dismemberment Insurance1
  • IDProtect® Identity Theft Protection Service(registration/activation required)
  • Travel and Leisure Discount Membership (registration/activation required)
  • $hopping Rewards™receive cash back by simply shopping! (registration/activation required)
  • Gas and Gift Cardspurchase gift and gas cards for 20% off3 (registration/activation required) 
  • VIP Concierge Service
  • Cellular Phone Protection1receive up to $300 of replacement or repair costs if your eligible cell phone(s) is stolen or damaged! (Cellular phone bill must be paid through this account)
  • Health Discount Savings (registration/activation required)This is NOT Insurance. 
  • Debit Advantage™–Buyer’s Protection and Extended Warranty1 (Item(s) must be purchased in full with eligible checking account)
  • Free for Platinum Rewards Members or Gold Rewards Member with $500 balance at Carolina Foothills or a Low Monthly Service fee of $5.99. (other discounts may also apply).

So call or come by and open your Secure Rewards Checking and start reaping the benefits of great savings and added security.

1Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to benefit provided at account opening. 2IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. 3Terms and conditions apply. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

Peak Performance Checking

Made for members who keep a high account balance OR members looking for a free checking account.

  • Free Visa Debit Card
  • FREE online banking & bill pay
  • Must have E-Statements (paper statements are $3 a month)
  • FREE mobile deposit service
  • NO minimum balance required

To earn 3.045% APY*:

  • REQUIRES 12 debit card ‘swipes’ totaling $300 or more per month
  • HIGHER DIVIDENDS -minimum direct deposit of $500 per month
*Annual Percentage Yield


Senior Checking (ages 65+)

  • FREE online banking & bill pay
  • NO minimum balance required
  • No dividends paid
  • Free Visa Debit Card
  • ONE BOX of checks FREE per calendar year
  • NO monthly service charge

Refresh Checking (Second Chance)

    • FREE online banking & bill pay
    • NO minimum balance required
    • No dividends paid
    • Free Visa Debit Card


  • $15 monthly service charge

YOUTH Checking (ages 14-17)

  • FREE online banking & bill pay
  • NO minimum balance required
  • No dividends paid
  • Free Visa Debit Card
  • E-Statements
  • NO monthly service charge
  • CASH REWARD for good grades


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Federally insured by NCUA. Equal Housing Opportunity. In compliance with the USA PATRIOT Act, we are required to obtain and verify information provided for all new account owners and joint owners, using methods permitted by law.

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