*Annual Percentage Rate effective 05/23/2018 and subject to change without prior notice. Rate, terms and conditions are based on individual creditworthiness. Some restrictions may apply. Carolina Foothills Federal Credit Union is federally insured by the NCUA and an Equal Housing Lender.


We have affordable loans for all types of reasons. Perhaps you are buying a home and need a mortgage  or a home equity loan.  Whether you need a personal loan to help pay for schooling or an auto loan to get to work or school, CFFCU has professionals who can guide you through the process. Get started on your online loan application today.

Mortgage Loans

At Carolina Foothills we want to offer you the best option for a mortgage that suits your situation and needs. Apply today for your mortgage.

Auto Loans

CFFCU Car Loans

Make CFFCU your first stop for a car loan. We’ll get you in the vehicle you want with a monthly payment you can afford. If you refinance your auto loan from another financial institution to Carolina Foothills we will lower your current payment and put money back in your pocket!

Automobile Warranty Service

Compare the cost and benefits of our credit union warranty with those available at the dealer. Standard “Bumper-to-bumper” and “0” deductible options are also available.


GAP covers the deficiency balance on a loan when the security is declared a total loss. GAP coverage is offered to all members when financing an auto at the credit union at a much lower cost than a dealership.  

As an added benefit, members making a valid claim also receive a $1,000 check towards the purchase of a new auto financed at the credit union.

*Must be a loan from another financial institution.  Must qualify for the loan.  Membership required.

VISA Credit Cards

Carolina Foothills is proud to offer a Visa platinum card that puts purchasing power in your pocket! By carrying our Visa card, you’ll enjoy benefits such as:

  • Scorecard Rewards Points that can be redeemed for a variety of items or savings.
  • Up to 25 day grace period.
  • Cash advance rates that are affordable.

If we notice a purchase that is inconsistent with your purchasing pattern, we’ll call to verify that you are aware of the transaction being made to your card.

For more information on our credit cards, contact us.

Personal Loans

We offer personal loans starting as low as $100 with very affordable rates.

Overdraft Protection

Never bounce a check again with our overdraft protection.  We’ll cover the check and you won’t incur any insufficient funds fees!

Credit Insurance – Protect your family

Credit Life, Joint Credit Life and Credit Disability Insurance are available on all Carolina Foothills loans that give you and your family peace of mind.


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Federally insured by NCUA. Equal Housing Opportunity. In compliance with the USA PATRIOT Act, we are required to obtain and verify information provided for all new account owners and joint owners, using methods permitted by law.

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