Mortgages

Mortgage Loans

 Home sweet home just got sweeter. Our designated loan officer is an industry expert. She’ll meet you at a time and place that is convenient for you and help you navigate the confusing world of home ownership.  Apply today for your mortgage.

First Mortgage

We offer competitive rates on homes and have a designated mortgage loan officer on staff to walk you through purchasing that dream home.

1st Time Home Buyer 

The thought of buying your own home can be a little stressful – and even downright scary. But we take the edge off with a variety of mortgage options designed just for first-time buyers like you. Start with as little as 3% down** and never pay PMI!

Home Equity Lines & Second Mortgages

Want to remodel? Build a pool? Pay for college? Take a dream vacation? We have home equity options that could provide the funds. Choose from a fixed-rate home equity or a line of credit with a rate tied to prime. And the best part is, the interest you pay on that loan may be tax deductible*.

Unimproved Property

So you found the perfect piece of land to call home? Our Unimproved Property Loan helps you buy that beautiful spot on the lake, or, wherever your ideal place is.

Adjustable Rate Mortgage

Life takes you in some crazy directions, and our Adjustable Rate Mortgage is along for the ride. Rates adapt to match your life, wherever it leads.  

*Carolina Foothills does not give tax advice. Consult a tax advisor for deductibility options based on your individual situation.

**Eligibility required.