Loan Rates

Investment Rates

Auto Loans

APR - Annual Percentage Rate New vehicles are up to 5 years old and up to 30,000 miles. Used vehicles are less than 10 years old and between 30,001 and 99,999 miles. High-mileage vehicles are over 100,000 miles or over 10 years old. Rates listed are best available based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors. All advertised rates are subject to change without notice. Last Modified: February 12, 2024.

Recreational Use Vehicle, RV & Boat Loans

Recreational use vehicles include motorcycles, sport bikes, dirt bikes, ATVs, UTVs, tractors, and golf carts.

Home Equity Line of Credit

APR - Annual Percentage Rate. All rates are subject to change without notice.

*Terms and conditions apply. Up to 95% LTV or $100,000.

"As Low As" rates listed above are our best rates based on approved credit; actual rate offered may be higher depending upon applicant's credit rating and other underwriting factors. All advertised rates are subject to change without notice. See a Branch Representative for more details.

Last Modified: February 12, 2024

Mortgages

Mortgage rates can change daily, please call for the most up-to-date mortgage rate information.

APR - Annual Percentage Rate

As Low As rates listed are our best rates based on approved credit; actual rate offered may be higher depending upon applicant credit rating and other underwriting factors. All advertised rates are subject to change without notice.

Other Loans

*APR - Annual Percentage Rate. Cards are subject to credit approval. Carolina Foothills Federal Credit Union reserves the right to change any of the above credit card rates at any time. Rates listed are our best rates based on approved credit; actual rate offered may be higher depending upon applicant's credit rating and other underwriting factors. All advertised rates are subject to change without notice.

Last Modified: February 12, 2024.

Top of the Line Lending

Our lenders are local, they live and work in the Upstate, they’re your neighbors and your friends. They’re 5-star rated and trained to make sure you have payments you can afford at a rate you’ll love. Credit Life, Joint Credit Life, and Credit Disability Insurance are available on all Carolina Foothills loans that give you and your family peace of mind. Never bounce a check again with our Overdraft Protection. We’ll cover the check, and you won’t incur any insufficient funds fees! We get it, life happens, that’s why we look at the whole picture and not just your credit score. We take into account many factors when making loan decisions, so don’t let your credit score be a barrier to applying!

Investment Rates

Term Share Certificates

Checking Accounts

Savings Accounts

Debt Protection

Protection when it matters… We are here to help!

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:

• Life

• Terminal Illness

• Accidental Dismemberment

• Hospitalization

• Family Medical Leave

• Loss of Life of a Dependent

• Disability

• Involuntary Unemployment

To begin, please fill out a claim form at by clicking here .

If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union