Open A Checking Account

Because it should never be about nickel and diming you to death…but rather, moving you forward in life.

Safe, Secure and At Your Fingertips!

It’s all about keeping your money safe, while still being convenient and accessible. That’s why we offer the latest checking products with lots of built-in protections – along with services and rewards that let you know how much we appreciate you. That’s the credit union difference.

Our Most Popular Accounts:

*Interest is subject to minimum account balance **Annual Percentage Yield. Some benefits require registration/activation. Terms and Conditions Apply.

^Balances higher than $15,000 will be paid in the third Money Market tier.

Secure Rewards Checking Benefits

Designed to enhance your personal security, help protect your family and save you time and money! Use us as your primary financial institution and get this checking with no monthly maintenance fee!

Take a look at these great benefits:

  • Free VISA® Debit Card with added security EMV chip
  • Your choice of statement delivery
  • Free Online Banking/Bill Pay/Mobile App/Mobile Deposit features
  • Free Checks (1 free box per year)
  • NO Minimum balance requirement
  • Overdraft Protection available
  • Up to $10,000.00 Accidental Death and Dismemberment Insurance1
  • IDProtect® – Identity Theft Monitoring & Resolution Service2 (registration / activation required)
  • Travel and Leisure Discount Membership (registration / activation required)
  • $hopping Rewards™ — receive cash back by simply shopping! (registration / activation required)
  • Gas and Gift Cards—purchase gift and gas cards for 20% off (registration / activation required) 
  • VIP Concierge Service
  • Cellular Phone Protection1 — receive up to $300.00 of replacement or repair costs if your eligible cell phone(s) is stolen or damaged (cellular phone bill must be paid through this account)
  • Health Discount Savings (registration / activation required) — this is NOT Insurance 
  • Debit Advantage® — Buyer’s Protection and Extended Warranty1 (item(s) must be purchased in full with eligible checking account)
  • No Monthly Maintenance Fee for Platinum Rewards Members or Gold Rewards Member with $500.00 balance at Carolina Foothills or a Low Monthly Service fee of $5.99 (other discounts may also apply)

Peak Performance Checking - Checking with High-Yield Interest

Made for members who keep a high account balance OR members looking for an account with no monthly maintenance fee.

  • Free VISA® Debit Card

  • FREE online banking & bill pay

  • Must have E-Statements (paper statements are $3.00 a month)

  • FREE mobile deposit service for qualified members

  • NO minimum balance required

To earn 4% APY**:

  • Requires 12 debit card ‘swipes’ totaling $300.00 or more per month

  • Higher dividends - minimum direct deposit of $500.00 per month

Other Awesome Accounts:

Senior Checking (ages 65+)

  • FREE online banking & bill pay

  • NO minimum balance required

  • No dividends paid

  • Free VISA® Debit Card

  • ONE BOX of checks FREE per calendar year

  • NO monthly service charge

Refresh Checking (Second Chance)

  • FREE online banking & bill pay

  • NO minimum balance required

  • Identity Theft Resolution Service with Credit File Monitoring2 (registration / activation required)

  • No dividends paid

  • Free VISA® Debit Card

  • DIRECT DEPOSIT REQUIRED

  • $9.00 monthly service charge

Teen Checking (ages 14-17)

  • FREE online banking & bill pay

  • NO minimum balance required

  • No dividends paid

  • Free VISA® Debit Card

  • E-Statements

  • NO monthly service charge

1Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
2 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household.