Privacy Policy
Facts
What does Carolina Foothills Federal Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and Account Transactions
Account Balances and Payment History
Transaction History and Loss History
How?
All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Carolina Foothills Federal Credit union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Carolina Fhoothills FCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond do court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes— to offer our products and services to you. | Yes | Yes |
| For join marketing with other financial companies. | N/A | N/A |
| For our affiliates' every business purposes— information about your transactions and experiences. | Yes | Yes |
| For our affiliates' everyday business purposes— information about your creditworthiness. | N/A | N/A |
| For our affiliates to market to you. | Yes | Yes |
| For our nonaffiliates to market to you. | N/A | N/A |
To Limit Our Sharing
Call 800.922.4403 - Our menu will prompt you through your choice(s)
Visit us online: www.carolinafoothillsfcu.coop
Mail the form below
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call 800.922.4402 or go to www.carolinafoothillsfcu.coop
Who we are
Who is providing this notice?
Carolina Foothills Federal Credit Union.
What we do
How does Carolina Foothills FCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Carolina Foothills FCU collect my personal information?
We collect your personal information, for example, when you
Open an account or deposit money
Pay your bills or apply for a loan
Use your debit or credit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
CUNA, NCUA, Hartford Insurances
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Carolina Foothills Federal Credit Union DOES NOT give any personal information to non-affiliates.
Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Carolina Foothills Federal Credit Union DOES NOT give any personal information to Join Marketing Non-affiliates.
Last Revised: 03/2017